Can I Take Out a Loan to Make My EB5 investment?

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If you’re considering an EB5 investment, it’s likely that you have some questions. Generally the first question people ask us is regarding the initial EB5 investment.

Thankfully, going through the EB-5 process is easy with Houston EB5 on your side. We can answer all of your questions and help you through each step, ensuring you do everything correctly so you can earn your Green Card.

If you’re curious about what qualifies for investment capital, read on.

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What Capital Qualifies for EB 5 Visa Investment Opportunities?

As we’ve discussed in previous blog posts, when you start the EB5 investment process, you’ll go through a few steps:

  • Consultation with Houston EB5
  • Fill out Investor Questionnaire
  • Submit Your Investment
  • File I-526 Petition

Note that your EB-5 investment capital may come from any of the following sources, as long as it was obtained lawfully:

  • Accumulation of income
  • Sale of property
  • Lawful business
  • Salary
  • Investments
  • Gifts
  • Inheritance
  • Loans
  • Divorce settlements

All investment capital must be lawfully gained, meaning it was obtained legally.


Source of Funds

However, in order for your investment to qualify for the EB-5 program, you’ll have to make sure it meets the program requirements.

All investors submitting an EB5 investment must prove Source of Funds. Providing this information means you must prove that your investment capital was gained through lawful means.

The most common issue seen when applying for EB 5 visa investment opportunities is Source of Funds.

Many people try to disclose the least possible information only to have the file returned with a request for further information. It is better to provide too much information rather than too little information.

In this era of terror alerts and suspicions about money laundering, USCIS adjudicators require a well-documented source of funds.

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Can I Take out a Loan for my EB5 Investment?

As a new USCIS breakthrough ruling, the EB5 program now accepts both, unsecured and secured loans that can be used towards funding EB5 investments.

Earlier though, the USCIS had imposed a standard where financing the investment was only equivalent to an investor’s asset value. But, not anymore.

So, yes, you may take out a loan for your EB5 investment capital.

However, a loan is trickier to handle than a gift. If secured by personal assets, be prepared to show a promissory note listing the personal security that secures the loan.


The USCIS permits unsecured loans for the EB-5 program.


You’ll also need to ensure you provide proof of loan payments during the EB-5 process.

Why Choose EB 5 Visa Investment Opportunities

The advantages of investing in the EB-5 program are many. For example, EB-5 investors will get the following benefits:

  • Your family receives green cards.
  • You and your family will be free to live, work, and retire anywhere in the U.S.
  • You are not required to leave near your investment site.
  • You’re not responsible for daily management of the commercial enterprise.
  • Your investment capital may come from any lawful source.
  • With your EB-5 Green Card, you may travel outside the U.S. and return without a visa.
  • Enjoy the same benefits as other U.S. residents, including resident tuition discounts for colleges and universities.
  • Apply for full citizenship after only 5 years.
  • Develop and run your own business.
  • Sponsor Green Cards for your relatives.

You’ll even receive resident tuition discounts at U.S. colleges and universities.


Get Started on Your Journey Towards a Green Card

Houston EB5 is a subsidiary of DC Partners, an award-winning real estate development and investment firm with the financial strength and expertise to complete assets of all sizes and types. Houston EB5 was founded in 2010 to help international investors gain permanent United States residency in return for making a qualified real estate investment.

If you’re interested in EB 5 visa investment opportunities, contact Houston EB5 today by clicking the button below, emailing us at [email protected], or calling us at 1-281-326-9347.

Contact Houston EB5

Can I take out a loan to make my EB5 investment? | Houston EB5 – Houston, TX




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